THE COZIEST WHITE CHICKEN CHILI EVER

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Author: Alice Yowell
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A steaming bowl of creamy White Chicken Chili topped with fresh cilantro, shredded cheese, and a lime wedge.

Velvet cloaks a gentle fire in every bowl of this chili, a dish that redefines comfort food by trading deep, smoky reds for a bright, creamy embrace. It’s the kind of meal that feels both indulgent and nourishing, a culinary magic trick where simple pantry staples transform into something truly spectacular. This isn’t just another soup; it’s a testament to how layered flavors—tangy, spicy, savory, and rich—can come together in perfect, soul-warming harmony.

Get ready for a white chicken chili that is impossibly creamy without being heavy, packed with tender shredded chicken, and bursting with the zesty warmth of green chiles and cumin. Each spoonful is a perfect balance of textures and tastes, creating a satisfying and ridiculously easy weeknight dinner that tastes like it simmered for hours. This is the recipe you’ll make once and then memorize, the one your family will request on every chilly evening.

The White Chicken Chili Difference

  • Unbelievably Creamy Texture: We use a block of softened cream cheese melted directly into the broth at the end. This technique creates a luxuriously silky base that clings to every ingredient, far superior to heavy cream which can sometimes curdle or be too rich.
  • Layered Flavor Technique: Instead of just dumping everything in, we take a moment to bloom the spices in the hot oil with the aromatics. This simple step awakens their essential oils, creating a deep, savory flavor foundation that makes the entire dish taste more complex and robust.
  • Effortless & Quick Result: This recipe is designed for a busy weeknight. By using pre-cooked or quick-cooking chicken and canned beans, you get that slow-simmered flavor in under 45 minutes, making it one of the most rewarding quick dinner ideas in your rotation.

The Building Blocks

White Chicken Chili Ingredients

The beauty of this white chicken chili lies in its simplicity and the power of well-chosen pantry staples. Using quality ingredients is the first step to a truly memorable meal. You don’t need anything fancy, just fresh aromatics and good-quality canned goods to create a masterpiece.

  • Olive Oil: For sautéing our aromatics.
  • Yellow Onion: One medium, diced. This builds the sweet, savory foundation of our chili.
  • Garlic: 3-4 cloves, minced. Because no good chili starts without a healthy dose of garlic!
  • Chicken Breasts: About 1.5 pounds of boneless, skinless chicken breasts. You can also use thighs for more flavor.
  • Chicken Broth: 4 cups of low-sodium chicken broth gives you control over the final saltiness.
  • Diced Green Chiles: Two 4-ounce cans, undrained. (This is the heart of the flavor! The liquid in the can is full of tangy, mild heat that defines the chili’s character).
  • Cannellini Beans: Two 15-ounce cans, rinsed and drained. (Their creamy texture and mild flavor are perfect for absorbing the broth and complementing the chicken). Great Northern beans also work wonderfully.
  • Ground Cumin: 2 teaspoons. (The essential earthy, warm spice that is non-negotiable in any chili).
  • Dried Oregano: 1 teaspoon, preferably Mexican oregano if you can find it.
  • Chili Powder: 1 teaspoon. Just a touch for depth, without adding too much red color.
  • Cayenne Pepper: ¼ to ½ teaspoon, depending on your heat preference.
  • Salt and Black Pepper: To taste.
  • Cream Cheese: 8 ounces, cut into cubes and softened. (This is the secret weapon for the ultimate creamy texture without using heavy cream).
  • Fresh Cilantro & Lime Juice: For finishing. This adds a crucial burst of freshness and acidity to cut through the richness.

Swaps & Alternatives

Don’t have everything on hand? No problem. This is one of those forgiving chicken recipes that welcomes a little improvisation.
  • For the Chicken: A store-bought rotisserie chicken is a fantastic time-saver. Just shred the meat and add it in during the last 10 minutes of simmering. You can also make a delicious White Turkey Chili using leftover ground or shredded turkey.
  • For the Beans: Great Northern beans or navy beans are excellent substitutes for cannellini. You can even use a can of pinto beans for a slightly different texture.
  • For the Creaminess: If you’re out of cream cheese, you can stir in ½ to ¾ cup of heavy cream or full-fat sour cream at the very end (with the heat off to prevent curdling). For a lighter version, try blending one can of the beans with a little broth to create a creamy puree.
  • For the Heat: To add more complex heat, sauté a diced jalapeño or poblano pepper along with the onion. A dash of your favorite hot sauce at the end also works wonders.

Chef’s Twists

Ready to take this classic to the next level? These simple additions can add a gourmet touch and make the recipe uniquely yours. These are the little secrets that elevate simple soup recipes into something unforgettable.

  • Roast Your Peppers: Instead of canned green chiles, try roasting two large poblano peppers until the skin is blistered. Peel, seed, and dice them. This adds a smoky, deep flavor that is absolutely incredible.
  • Add Sweet Corn: Stir in a cup of frozen or fresh corn during the last 10 minutes of simmering. The little pops of sweetness provide a wonderful contrast to the savory, spicy broth.
  • A Squeeze of Lime: Don’t just serve with lime wedges—stir the juice of half a lime directly into the pot right before serving. This brightens every single flavor and cuts through the richness of the cream cheese beautifully.
  • Smoked Paprika: Add ½ teaspoon of smoked paprika along with the other spices. It contributes a subtle smokiness that complements the cumin and green chiles perfectly.

Step-by-Step Instructions

How to Make White Chicken Chili

This process is straightforward and perfect for a relaxing evening in the kitchen. We’ll build the flavors layer by layer, resulting in a chili that tastes like it took all day to make. In reality, this is a fantastic quick dinner that comes together in under an hour.

1. Build the Aromatic Base

Place a large Dutch oven or heavy-bottomed pot over medium-high heat and add the olive oil. Once it shimmers, add the diced onion and cook, stirring occasionally, until it softens and becomes translucent, about 5-7 minutes. Add the minced garlic and cook for another minute until fragrant. Be careful not to let the garlic burn!

This initial step is crucial for developing the sweet, savory foundation of the chili. Don’t rush it; letting the onions soften properly releases their sugars and deepens the flavor.

2. Bloom the Spices & Simmer

Add the chicken breasts to the pot. Pour in the chicken broth, diced green chiles (with their liquid), and the rinsed cannellini beans. Now, sprinkle in the cumin, oregano, chili powder, cayenne, salt, and pepper. Stir everything together well.

Bring the mixture to a boil, then reduce the heat to low, cover the pot, and let it simmer gently for 20-25 minutes. This simmering time is key for two things: cooking the chicken through and allowing all those wonderful flavors to meld together.

3. Shred the Chicken

After simmering, the chicken should be cooked through and tender. Carefully remove the chicken breasts from the pot and place them on a cutting board. Using two forks, shred the chicken into bite-sized pieces. It should pull apart very easily.

Once shredded, return all the chicken back to the pot. Give it a good stir to incorporate it back into the chili base. At this point, your kitchen should be smelling absolutely divine. This method ensures the chicken is juicy and infused with flavor, much better than just dicing it.

4. Create the Creamy Finish

This is where the magic happens. Make sure the chili is at a low simmer, not a rolling boil. Add the softened cream cheese cubes to the pot. Stir continuously and gently until the cream cheese is completely melted and has transformed the broth into a silky, creamy sauce. This should only take a few minutes.

Turn off the heat. Stir in a handful of freshly chopped cilantro and the juice of half a lime. Taste the chili and adjust the seasoning if needed—it might need another pinch of salt or a bit more cayenne for heat. This final step is what makes it one of the best healthy meals that still feels incredibly decadent. It’s a similar creamy technique to what makes our Creamy Chicken Tortilla Soup so popular.

Avoid These Pitfalls

  • Boiling After Adding Dairy: Never let the chili come to a rapid boil after adding the cream cheese. High heat can cause the dairy to separate or curdle, resulting in a grainy texture. Keep it at a gentle simmer while the cheese melts, then turn off the heat.
  • Under-seasoning the Broth: Canned beans and chicken broth can be bland on their own. Be sure to taste and adjust the seasoning at the end. A lack of salt is often the reason a chili tastes flat. The final squeeze of lime juice is also critical for brightening the flavors.
  • Forgetting to Rinse the Beans: The liquid in canned beans can be starchy and have a metallic taste. Rinsing them thoroughly before adding them to the pot ensures a cleaner flavor and better texture in your final dish.

Toppings & Sides

A bowl of white chicken chili is a blank canvas, and the toppings are your paintbrush! Setting up a small topping bar makes serving fun and allows everyone to customize their own bowl. It’s a trick that works for so many soup recipes, from this chili to a classic Taco Soup.

For a truly perfect bowl, offer a variety of textures and flavors:

  • For Freshness: Chopped fresh cilantro, diced red onion, and fresh jalapeño slices.
  • For Creaminess: A dollop of sour cream or Greek yogurt, diced avocado, and shredded Monterey Jack or cheddar cheese.
  • For Crunch: Crushed tortilla chips, crispy fried tortilla strips, or oyster crackers.
  • For Acidity: Plenty of extra lime wedges for squeezing over the top.

As for sides, you can’t go wrong with a slice of warm, buttery cornbread for dipping. A simple green salad with a vinaigrette also provides a nice, fresh contrast to the rich chili. If you’re a fan of comforting, creamy chicken dishes, you might also love serving this alongside other favorites like White Chicken Enchiladas or even a simple version of Chicken And Dumplings for the ultimate comfort food feast. For those on a specific diet, this recipe is easily adaptable and can be made into a Creamy Keto White Chicken Chili with a few simple swaps.

Did you change any ingredients? Let me know in the comments how you made this recipe your own

What is the secret to making this white chicken chili so creamy?

The secret to the chili’s creamy texture is adding an 8-ounce block of softened cream cheese at the end of the cooking process. It melts directly into the broth, creating a luxuriously silky base that is richer and more stable than heavy cream.

Can I use rotisserie chicken to make this recipe faster?

Yes, using a store-bought rotisserie chicken is a fantastic time-saver. Simply shred the meat and add it to the pot during the last 10 minutes of simmering to let it heat through and absorb the flavors.

What can I substitute for cream cheese if I don’t have any?

If you don’t have cream cheese, you can stir in ½ to ¾ cup of heavy cream or full-fat sour cream after turning off the heat. For a lighter alternative, you can blend one can of the beans with a little broth to create a creamy puree to stir in.

How do you prevent the chili from becoming grainy or curdling?

To avoid a grainy texture, never let the chili come to a rapid boil after adding the cream cheese or any other dairy. Keep the chili at a gentle simmer while the cheese melts, and then turn the heat off completely once it is fully incorporated.

White Chicken Chili Recipe
A steaming bowl of creamy White Chicken Chili topped with fresh cilantro, shredded cheese, and a lime wedge.

The Coziest White Chicken Chili

Avatar photoAmelia Chen-Morrison
An impossibly creamy and cozy white chicken chili made without heavy cream. This quick weeknight meal features tender shredded chicken, cannellini beans, and a zesty, flavorful broth enriched with green chiles, cumin, and a secret ingredient: cream cheese.
Prep Time 15 minutes
Cook Time 30 minutes
Total Time 45 minutes
Course Main Course, Soup
Cuisine American, Southwestern
Servings 6
Calories 450 kcal

Equipment

  • Large Dutch oven or heavy-bottomed pot
  • Chef’s knife
  • Cutting board
  • Measuring cups
  • Measuring spoons
  • Two forks (for shredding chicken)
  • Stirring spoon or spatula

Ingredients
  

  • 1 tbsp Olive Oil
  • 1 medium Yellow Onion, diced
  • 4 cloves Garlic, minced
  • 1.5 pounds boneless, skinless chicken breasts
  • 4 cups low-sodium chicken broth
  • 2 tsp Ground Cumin
  • 1 tsp Dried Oregano
  • 1 tsp Chili Powder
  • ¼ tsp Cayenne Pepper, or to taste
  • Salt and Black Pepper, to taste
  • 8 ounces cream cheese, softened and cut into cubes
  • ¼ cup fresh cilantro, chopped
  • 1 tbsp fresh lime juice from about half a lime

Instructions
 

  • Place a large Dutch oven over medium-high heat and add the olive oil. Once shimmering, add the diced onion and cook until softened, about 5-7 minutes. Add the minced garlic and cook for one more minute until fragrant.
  • Add the chicken breasts to the pot. Pour in the chicken broth, diced green chiles with their liquid, and the rinsed cannellini beans. Sprinkle in the cumin, oregano, chili powder, cayenne, salt, and pepper. Stir to combine.
  • Bring the mixture to a boil, then reduce the heat to low, cover, and simmer for 20-25 minutes, until the chicken is cooked through.
  • Carefully remove the chicken breasts and place them on a cutting board. Use two forks to shred the chicken, then return the shredded meat to the pot.
  • Ensure the chili is at a low simmer. Add the softened cream cheese cubes and stir continuously until the cheese is completely melted and the broth is creamy.
  • Turn off the heat. Stir in the chopped fresh cilantro and lime juice. Taste and adjust seasoning with more salt or cayenne if needed before serving.

Notes

Variations & Tips: For a shortcut, use shredded rotisserie chicken and add it in the last 10 minutes. Great Northern or navy beans can be substituted for cannellini. For extra flavor, add 1 cup of corn or 1/2 tsp of smoked paprika with the other spices.
Serving Suggestions: Serve hot with toppings like shredded cheese, sour cream, diced avocado, fresh jalapeño slices, and crushed tortilla chips. A side of cornbread is also excellent for dipping.
Important Tip: Do not let the chili boil after adding the cream cheese, as high heat can cause it to curdle. Keep it at a gentle simmer while the cheese melts.

ABOUT THE AUTHOR

Alice Yowell

Hey! I’m Alice, the heart behind BestHomeMadeRecipes. . Along with my cousin Amelia, Cooking has always been my passion, and there’s nothing I love more than creating bold, flavorful recipes that make every meal memorable.

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